TITLE INSURANCE SERVICES

Comprehensive Protection Against Unforeseen Claims to Your Property

Safeguard your most valuable investment with our thorough title insurance policies backed by meticulous searches and attorney-led expertise.
SERVICE OVERVIEW

Comprehensive Title Insurance Solutions

At Cobb Title, we understand that your property represents one of your largest financial investments. Our comprehensive title insurance services provide essential protection against unforeseen claims, liens, and defects that could threaten your ownership rights or financial security.

Our attorney-led team conducts thorough title searches and examinations, identifying potential issues before they become costly problems. We partner with the nation's most trusted title insurance underwriters to provide superior coverage and long-term peace of mind for property owners and lenders alike.
WHAT WE DO

Our Title Insurance Services Include:

01.

Owner's Title Insurance Policies

Comprehensive protection for property owners against financial loss from title defects, liens, encumbrances, and other covered risks.
02.

Lender's Title Insurance Policies

Essential protection for mortgage lenders against losses from title defects that could affect their security interest in the property.
03.

Enhanced Coverage Options

Additional protection options including coverage for boundary disputes, forced removal of structures, and post-policy forgery.
04.

Comprehensive Title Searches

Thorough examination of public records to identify any potential issues that could affect clear title transfer.
05.

Title Examinations

Attorney-led review and analysis of title search results to identify and resolve potential problems before closing.
06.

Title Commitment Preparation

Detailed commitments outlining our findings and commitment to insure, providing transparency for all parties involved.
The Cobb Title Advantage

6 Reasons Why Our Title Insurance Stands Out

01.

Attorney-Led Expertise

Our title examinations are conducted by experienced real estate attorneys who bring legal insight to every search and analysis.
02.

Thorough Search Process

We conduct comprehensive searches of public records, examining deed histories, liens, judgments, and other potential encumbrances.
03.

Trusted Underwriters

We partner with the nation's most reputable title insurance companies to provide superior coverage and financial stability.
04.

Proactive Problem Resolution

We identify and resolve title issues before closing, preventing costly surprises and delays.
05.

Nationwide Coverage

Licensed across multiple states with coverage for 95% of the United States, we can provide title insurance virtually anywhere.
06.

Clear Communication

We explain coverage options and potential risks in plain language, ensuring you understand your protection.
Our Title Insurance Process

From Search to Policy: Compehensive Protection

We conduct a thorough search of public records to examine the property's ownership history and identify any potential issues.

Our attorney-led team carefully reviews all findings, analyzing potential risks and determining insurability.

We work to resolve any identified title defects, coordinating with all necessary parties to clear the title.

We prepare a detailed commitment outlining our findings and the terms under which we'll provide insurance coverage.

We prepare the appropriate title insurance policies based on the transaction type and coverage needs.

We coordinate with all parties to ensure proper execution of documents and policy delivery.

After closing, we issue the final title insurance policies, providing ongoing protection for your investment.

Types of Title Insurance Policies

Coverage Options For Every Need

Owner's Policy

  • Protects the property owner's investment
  • Coverage amount typically equals purchase price
  • Remains in effect as long as you own the property
  • Transferable to heirs upon death

Lender's Policy

  • Protects the mortgage lender's interest
  • Coverage amount equals the loan balance
  • Required by most mortgage lenders
  • Decreases as the loan is paid down

Enhanced Coverage

  • Additional protection beyond standard coverage
  • Includes coverage for certain survey issues
  • Protection against post-policy forgery
  • Coverage for forced removal of structures
REAL RISKS THAT TITLE INSURANCE COVERS

Common Risks That Title Insurance Covers

  •  Liens and Judgments: Outstanding debts, tax liens, mechanic's liens, and court judgments against previous owners.
  • Forgery and Fraud: Forged signatures on deeds, fraudulent transfers, and identity theft affecting the chain of title.
  • Errors in Public Records: Clerical mistakes, filing errors, and incorrect legal descriptions in official documents.
  • Unknown Heirs: Claims by heirs who were unknown at the time of previous transfers or estate settlements.
  • Boundary Disputes: Conflicts over property lines, encroachments, and survey discrepancies.
  • Easement Issues: Undisclosed easements, access rights, and utility easements that could affect property use.
Industries We Serve

Specialized Settlement Services For:

Residential Property Owners

Comprehensive protection for homeowners, ensuring their investment is secure from title-related risks.

Commercial Property Investors

Sophisticated coverage options for commercial real estate transactions and investment properties.

Mortgage Lenders

Reliable lender's policies that protect lending institutions' security interests in financed properties.

Real Estate Developers

Specialized coverage for new construction, subdivisions, and development projects.

Real Estate Professionals

Dependable title insurance services that help agents and brokers protect their clients' interests.
The Cost of Title Insurance

Affordable Protection For Your Investment

Title insurance is a one-time premium paid at closing that provides coverage for as long as you own the property. The cost is typically based on the property's purchase price or loan amount and varies by state and coverage type.

Value Proposition

  • One-time premium provides lifetime coverage
  • No ongoing monthly or annual payments
  • Coverage includes legal defense costs
  • Peace of mind for your largest investment
Get Started Today

Protect Your Property Investment

Don't leave your property investment vulnerable to title-related risks. Our comprehensive title insurance services provide the protection and peace of mind you need for one of life's most significant purchases.

Contact us today to discuss your title insurance needs and learn how we can protect your property investment with superior coverage and expert service.
Contact Us
131 Walton Ferry Road, Suite 11
Hendersonville, Tennessee 37075

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